AHV-Beiträge

Can AHV contributions be optimized?

As AHV contributions are payable on the salary, the pension plan can only be optimized via the salary paid out, e.g. also for partners working in the Businesses.

Do I have any influence on my AHV contributions?

No, the AHV contributions cannot be influenced. OASI contributions are paid on the full salary. The Federal Council sets the percentage.

Can I influence tax planning with my AHV contributions?

No, that is not possible.

How high will my AHV pension be after retirement?

The amount of the AHV pension depends on the contribution period, the contributions made and any child-raising and/or care credits. We can calculate your expected AHV pension on the basis of the IC statement. You can also order a pension forecast from the compensation office.

Can I draw my AHV pension in advance?

The AHV pension can be withdrawn two years in advance. In the event of early withdrawal, the pension is reduced for life. Women born between 1961 and 1969 can draw their AHV pension three years in advance (transitional generation AHV 21).

How long can I postpone drawing my AHV pension?

The AHV pension can be deferred for a maximum of 5 years. Depending on the length of the deferral, the pension supplement is 5.2 to 31.5 percent.

Are you interested in our services?

Find a contact person nearby!

Michèle Vogel

Senior Consultant Private and Occupational Provision, Financial Planning Advisory, Payroll and Personnel Administration

Swiss Certified Social Insurance Expert

Blog posts on the topic

view all posts