Check it out - BVG and KTG
Rising health insurance premiums, falling conversion rates in the 2nd pillar and the recently adopted 13th AHV pension are reducing the freely available funds of companies and Individuals alike. Rising expenses are forcing Businesses to identify their cost-cutting potential in various areas. In the area of occupational benefits and daily sickness benefits, SMEs can clarify the following questions:
- Is the Businesses affiliated with the right pension fund?
- How are the pension fund benefits structured?
- What are the benefits of the group daily sickness benefits insurance (KTG)?
- Are the premiums reasonable?
A look at many businesses and a wide range of industries reveals that occupational pension solutions (BVG) are not up-to-date and are expensive. In the case of KTG, large price differences and, in some cases, insurance solutions that do not comply with the CEC can be seen. In a quick check, the pension experts answer questions from Businesses about their BVG and KTG insurance situation based on the BVG affiliation contract, the BVG cost/benefit directory and the KTG contract.
The brief check carried out by Gewerbe-Treuhand provides Businesses with information on any cost savings or benefit enhancements to their BVG and KTG insurance solution. Businesses receive feedback promptly after submitting the documents, including recommendations for action. The pension experts are available to answer any questions at vorsorge@gewerbe-treuhand.ch.
